Macy's

Global Member Benefits (All Tiers)

• Star Money conversion 1,000 points = $10 in Star Money: FLAT_REWARD

  {"points_required":1000,"star_money_amount_usd":10,"redemption_scope":["Macy's","Macy's Backstage","macys.com"],"exclusions":["Macy's gift cards","services (e.g., subscriptions, restaurants, salon, alterations)","departments without a Macy's point-of-sale register","orders shipped outside the U.S.","payments on any credit account"],"expiration_days":30}

• Star Money Bonus Days accelerated earning events: MULTIPLIER

  {"description":"Limited-time Star Money Bonus Days where designated statuses earn extra points on Macy's purchases.","multiplier":"varies by offer and status","eligible_merchant_scope":["Macy's","Macy's Backstage","macys.com"],"trigger":"Shop during a Star Money Bonus Day promotional period","notes":"Macy's may select which loyalty statuses are eligible and is under no obligation to offer any particular number of Bonus Days."}

• Birthday Surprise annual birthday reward: GIFT

  {"description":"Birthday surprise offer during the member's birth month.","reward_type":"varies (e.g., offer, coupon or similar)","eligibility":["Primary Macy's Credit Cardholder or Bronze member","At least one Macy's or macys.com purchase in past 12 months","Valid mailing address on file","Must not be opted out of marketing mail"],"purchase_may_be_required":true,"delivery_channel":"Direct mail or in-store pickup per offer details"}

• Member Exclusive offers targeted bonus perks & offers: MULTIPLIER

  {"description":"From time to time, Star Rewards members and Macy's Cardholders receive member-exclusive perks and offers.","offer_types":["bonus points","exclusive discounts","other perks"],"value":"varies by offer","trigger":"Shop with an eligible Macy's Credit Card or Star Rewards membership during the offer window","notes":"No guaranteed frequency or minimum value; offers may require a purchase and may be time-limited."}

• Star Passes special savings coupons for members: DISCOUNT

  {"description":"Star Pass coupons providing special savings for Star Rewards members.","discount_type":"percent_or_dollar_off (varies)","trigger":"Use the specific Star Pass during its validity period, typically by presenting it in-store or applying it online.","exclusions":"Exclusions are disclosed on each individual Star Pass.","marketing_opt_in_required":true}

• Macy's American Express 3 points per $1 at U.S. restaurants: FLAT_REWARD

  {"points_per_dollar":3,"card_type":"Macy's American Express","merchant_category":"stand-alone U.S. restaurants","includes_delivery":true,"exclusions":["restaurants located within other establishments, including Macy's"],"notes":"Earned on qualifying purchases made outside of Macy's at U.S. restaurants as defined by American Express merchant categorization."}

• Macy's American Express 2 points per $1 at U.S. supermarkets: FLAT_REWARD

  {"points_per_dollar":2,"card_type":"Macy's American Express","merchant_category":"stand-alone U.S. supermarkets","exclusions":["superstores","warehouse clubs"],"notes":"Earned on qualifying purchases made outside of Macy's at eligible supermarkets as categorized by American Express."}

• Macy's American Express 2 points per $1 at U.S. gas stations: FLAT_REWARD

  {"points_per_dollar":2,"card_type":"Macy's American Express","merchant_category":"stand-alone U.S. gas stations","exclusions":["superstores","supermarkets","convenience stores","warehouse clubs that sell gasoline"],"notes":"Earned on qualifying purchases made outside of Macy's at eligible gas stations as categorized by American Express."}

• Macy's American Express 1 point per $1 spent everywhere else outside of Macy's: FLAT_REWARD

  {"points_per_dollar":1,"card_type":"Macy's American Express","merchant_category":"all other qualifying purchases outside of Macy's","exclusions":["cash advances","money orders","other cash equivalents","balance transfers"],"notes":"Earned on qualifying Macy's American Express Card purchases outside of Macy's that do not fall into enhanced earning categories."}

• Macy's American Express Amex Experiences access: GIFT

  {"description":"Access to Amex Experiences with special access across entertainment, sports, travel and more for Macy's American Express Cardholders.","card_type":"Macy's American Express","benefit_type":"experiential access and ticket offers","reference_url":"https://experiences.global/us","notes":"Offers and availability vary by event and location; additional terms from American Express apply."}

• Macy's American Express Amex Offers statement credits on top of Star Money: DISCOUNT

  {"description":"Amex Offers for Macy's American Express Cardholders that provide additional rewards or statement credits on qualifying purchases, on top of Star Money.","card_type":"Macy's American Express","benefit_type":"targeted statement credits / cash-back style offers","activation_required":true,"reference_url":"https://www.amexoffers.com/partnerterms","notes":"Offers are provided by American Express, vary over time, and are subject to individual offer terms and enrollment requirements."}

Tier-Specific Benefits