- 4% back in Reward Dollars at other home retailers and grocery stores: FLAT_REWARD
{"trigger_type":"card_use","spend_per_increment":1,"spend_currency":"USD","earn_type":"percent_back","earn_value":4,"earn_currency":"Reward Dollars","scope_categories":["home_retailers","grocery_stores"],"scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_frequency":"per_order","eligibility_account_standing":true,"stacking_combinable":true,"exclusions":["purchases at Crate & Barrel","purchases at Crate & Kids","purchases at CB2","purchases at Hudson Grace"]} - $100 annual Milestone Bonus in Reward Dollars after $10,000 spend: FLAT_REWARD
{"trigger_type":"threshold","spend_annual_min":10000,"spend_currency":"USD","earn_type":"fixed_currency","earn_value":100,"earn_currency":"Reward Dollars","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_frequency":"once_per_year","eligibility_account_standing":true,"stacking_combinable":true,"notes":"Valid for new cardholders and those converted from the Crate & Barrel Card or Crate & Barrel Mastercard. Earn an extra $100 in Reward Dollars when you reach $10,000 in net spend on your card within 12 months of account opening; subsequent milestones are measured on an annual basis. Reward Dollars are redeemable at Crate & Barrel, CB2, and Crate & Kids. Bonus credits within 8–12 weeks of the one-year anniversary and may post in multiple deposits; account must be open and in good standing at time of fulfillment."} - 1% back in Reward Dollars on all other purchases where Visa is accepted: FLAT_REWARD
{"trigger_type":"card_use","spend_per_increment":1,"spend_currency":"USD","earn_type":"percent_back","earn_value":1,"earn_currency":"Reward Dollars","scope_product_description":"All other eligible purchases where Visa is accepted that do not fall into higher-earning Crate & Barrel brand, home retailer, grocery, or active bonus categories.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_frequency":"per_order","eligibility_account_standing":true,"stacking_combinable":true} - 10% back in Reward Dollars at Crate & Barrel, Crate & Kids, CB2, and Hudson Grace: FLAT_REWARD
{"trigger_type":"card_use","spend_per_increment":1,"spend_currency":"USD","earn_type":"percent_back","earn_value":10,"earn_currency":"Reward Dollars","scope_brands":["Crate & Barrel","Crate & Kids","CB2","Hudson Grace"],"scope_channels":["in_store","online","app"],"scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_frequency":"per_order","eligibility_account_standing":true,"stacking_combinable":true,"exclusions":["special_financing_purchases"],"notes":"Reward Dollars are earned on net purchases and are calculated in $20 increments, posting to the account within about 7 days of each settled transaction. Reward Dollars can be redeemed at Crate & Barrel, CB2, and Crate & Kids, but not at Hudson Grace."} - $50 Welcome Bonus in Reward Dollars for new cardholders: FLAT_REWARD
{"trigger_type":"threshold","spend_min":1000,"spend_currency":"USD","spend_window_days":90,"earn_type":"fixed_currency","earn_value":50,"earn_currency":"Reward Dollars","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","scope_product_description":"Qualifying net purchases made outside of Crate & Barrel, Crate & Kids, CB2, and Hudson Grace.","eligibility_frequency":"once_ever","eligibility_uses_per_period":1,"eligibility_account_standing":true,"stacking_combinable":true,"stacking_notes":"Cannot be combined with other new-cardholder welcome offers.","notes":"Valid one time only for new cardholders. Earn $50 in Reward Dollars after $1,000 in net spend outside of Crate & Barrel, CB2, Crate & Kids, and Hudson Grace within 90 days of account opening. Reward Dollars are redeemable at Crate & Barrel, CB2, and Crate & Kids. Bonus credits within 8–12 weeks of qualifying spend and may post in multiple deposits; account must be open and in good standing at time of fulfillment."} - Visa Signature Luxury Hotel Collection benefits: GIFT
{"trigger_type":"passive","gift_type":"partner_perk","gift_description":"Access to special offers and benefits such as upgrades and amenities at 900+ Visa Signature Luxury Hotel Collection properties worldwide when booked through eligible Visa channels.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true} - No annual fee on the Crate & Barrel Visa Signature Card: DISCOUNT
{"trigger_type":"passive","discount_type":"fee_waiver","discount_scope":"membership_fee","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true,"notes":"The Crate & Barrel Visa Signature Card charges no annual fee, subject to eligibility and the Credit Program Cardholder Agreement."} - 0% interest special financing for up to 24 months on qualifying purchases: DISCOUNT
{"trigger_type":"card_use","spend_currency":"USD","discount_type":"special_financing","discount_financing_options":[{"term_months":6,"spend_min":749},{"term_months":12,"spend_min":1499},{"term_months":24,"spend_min":2999}],"discount_scope":"select_items","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":false,"stacking_notes":"Cardholder must choose either 0% interest special financing or 10% back in Reward Dollars on the same qualifying purchase; purchases placed on special financing do not earn Reward Dollars.","notes":"Subject to credit approval. Offer duration based on purchase amount and credit eligibility. Monthly minimum payments must be paid in full during the special financing period to remain eligible for the plan."} - 10% off full-price items for new email/SMS subscribers: DISCOUNT
{"trigger_type":"action","trigger_action":"email_opt_in","discount_type":"percent_off","discount_percent":10,"discount_scope":"full_price_items","scope_brands":["Crate & Barrel"],"scope_channels":["online"],"scope_new_customers_only":true,"scope_segment":"new_email_or_sms_subscribers","eligibility_frequency":"once_ever","eligibility_uses_per_period":1,"eligibility_requires_opt_in":["email","sms"],"eligibility_account_standing":true,"stacking_combinable":true,"exclusions":["sale_items","clearance_items","other excluded categories per offer terms"],"exclusions_notes":"Exclusions apply as listed in the detailed offer terms; discount typically excludes certain brands, sale items, and specific product categories.","notes":"Save 10% on full-price items when you newly subscribe to Crate & Barrel email and SMS marketing. Discount is delivered as a unique promo code after signup. Consent to receive marketing messages is not a condition of purchase."} - Early access to select sales and new arrivals for Crate & Barrel Visa cardholders: GIFT
{"trigger_type":"passive","gift_type":"early_access","gift_access_type":"sales","gift_description":"Cardholders are among the first to shop select big sales and new arrivals across Crate & Barrel brands.","scope_brands":["Crate & Barrel","Crate & Kids","CB2","Hudson Grace"],"scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true} - Visa Signature Concierge for Crate & Barrel Visa cardholders: GIFT
{"trigger_type":"passive","gift_type":"free_service","gift_service_name":"Visa Signature Concierge","gift_description":"Complimentary 24/7 concierge to assist with booking travel, event tickets, restaurant reservations, and other arrangements for cardholders.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true,"notes":"Cardholders are responsible for all costs of goods and services purchased or arranged through the concierge."} - Visa Signature rental car privileges: GIFT
{"trigger_type":"passive","gift_type":"partner_perk","gift_description":"Special savings and benefits on rental cars from Avis, Budget, and Audi for Visa Signature cardholders.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true} - Golf savings through Troon Rewards with Visa Signature: GIFT
{"trigger_type":"passive","gift_type":"partner_perk","gift_description":"Save on golf fees and merchandise when you join Troon Rewards as a Visa Signature cardholder.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true} - Visa Fraud Protection (Zero Liability) for unauthorized transactions: GIFT
{"trigger_type":"passive","gift_type":"insurance_protection","gift_description":"Visa's Zero Liability policy means cardholders are not held responsible for unauthorized transactions on their card, subject to policy terms.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true} - Visa Signature Travel & Emergency Assistance Services: GIFT
{"trigger_type":"passive","gift_type":"insurance_protection","gift_description":"24/7 access to a call center that can help with travel and emergency needs such as lost luggage or ticket replacement while traveling.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true} - Visa Signature Roadside Dispatch service: GIFT
{"trigger_type":"passive","gift_type":"free_service","gift_service_name":"Roadside Dispatch","gift_description":"Access to dependable roadside assistance 24/7 in the United States arranged through Visa Signature Roadside Dispatch.","scope_card_required":true,"scope_card_name":"Crate & Barrel Visa Signature Card","eligibility_account_standing":true,"stacking_combinable":true,"notes":"Service coordination is provided as a card benefit; the cardholder pays any applicable service and towing charges per program terms."}